Accepting Android Pay

On May 28, Google announced a new payments offering called Android Pay at its developer conference, Google I/O. Flash forward to September 10, and Android Pay’s rollout has begun. We already broke down the seven things you need to know about Android Pay, and now we’re answering common questions about how to accept this new mobile payment method.

1. How can I tell if my existing point of sale terminal is compatible with Android Pay?

Google’s new offering uses NFC technology—the same tap-to-pay system that powers Apple Pay. If you’re using a NFC-equipped terminal, your POS system is Android Pay-compatible already. Currently, Android Pay is available at 1 million-plus stores and counting.

2. If my existing terminal is compatible with Android Pay, do I need to do anything to start accepting it?

Android Pay is as simple as switching on NFC functionality. Businesses using Genius will have the immediate ability to start accepting mobile payments through Android Pay the moment you turn on this capability. Note that not all Android users will have immediate access to the payment platform as rollout is happening over the next few days. Those who already use Google Wallet to pay will have immediate access in the form of a Wallet upgrade, followed shortly by the rest of users with an NFC-capable Android device via a download in the Google Play store.

3. My existing terminal isn’t compatible with Android Pay. What can I do?

With last year’s release of Apple Pay and this year’s announcement of Android Pay, it’s safe to say these payment methods are quickly gaining traction. Google’s announcement is particularly huge because Android is the operating system behind 93 percent of all smartphones running NFC. This year alone, 416 million NFC-equipped phones are expected to ship, with that number skyrocketing to 1.2 billion by 2019. If you haven’t upgraded yet, a POS system like Genius isn’t only compatible with Android Pay and Apple Pay, but also equipped to adapt to future payment technologies as they come out (ahem, EMV).

4. Are there any card issuers that don’t work with Android Pay?

You’ve confirmed that your POS system accepts Android Pay and you’ve turned on its functionality. Good news—with Genius’ current model, any debit card or credit card from Visa, MasterCard, American Express and Discover can be synced with Android Pay and accepted at your store, without the need for card issuers to enroll. If a shopper has Android Pay set up on his or her phone, all you’ll need to do, if they’re not sure how to use it, is prompt them to place their device near your store’s point of sale terminal to complete the purchase—no app necessary.

5. What do I need to do to make sure my customers know Android Pay is accepted at my store?

As more and more shoppers begin using Android Pay, it’s important to advertise your acceptance of this payment method. Clearly displaying this functionality at the entrance of your store and near your POS system will let customers know that they can pull out their phones to pay, instead of their wallets. This is very attractive to early adopters, but will soon be a mainstream way of paying, so don’t feel like you need to wait. Let people know you take Android Pay!

With the release of two high-profile, NFC-enabled payment methods—Apple Pay and Android Pay—a year apart, it looks like this technology is here to stay. Making sure your POS’s NFC technology is turned on, or upgrading to a device with this functionality, will ensure your business is compatible with this next wave of payment methods and that you’re well-poised to capitalize on all the opportunities it offers.

What do you think about the Android Pay rollout? Has your business started accepting Android Pay? Tweet at us and let us know!