Put the best of payments to work for you with one powerful platform — it’s Genius®

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Genius is the first payment technology to integrate processing, payment acceptance and customer experience in one fully-scalable platform.

With our Genius platform, customers can pay how they want, where they want, and be on their way quickly — and you can customize a system that works best for your business. Whether your business needs just a countertop, a portable solution, or both — we’ve got you covered.


Delivers automatic updates via the cloud to every device


Keeps sensitive cardholder data off the POS and merchant systems

Feature Rich

Provides a wide array of features to help optimize your business

Separately or as a pair, Genius provides two ways to engage customers
Genius Countertop The ultimate checkout experience

Enhance your customers’ experience at the register. With simple, intuitive features and 4 second chip card transaction, your customers will never see their check-out experience the same.

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Genius Handheld Bringing payments to the customer

All the power of the Genius countertop — in the palm of your hand. Genius Handheld allows you to bring the transaction straight to the customer — wherever they are.

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Cloud-based Payments Effortless updates with the cloud

Genius is cloud-based so new payment types, regulatory changes, industry updates and feature enhancements are seamlessly delivered to every device. That means no new code to write, no hardware to adjust, no hassles – no headaches.

Payment Flexibility From EMV to gift cards to mobile, we’ve got you covered

Genius allows customers to pay how they want, where they want, and be on their way quickly—whether it’s through lightning-fast chip card transactions or any of the array of mobile payments on the market. You’ll be ready to say "yes" to any and all customer payment requests, because Genius supports: credit, debit, EMV/chip cards, gift cards, Apple Pay, Android Pay, Samsung Pay, Level Up, industry-specific payment types like HSA and FSA cards, and more.

And don’t worry, when the next new payment trend emerges, Genius will be ready to accept it — its effortless, automatic updates through the cloud make sure of it.

See How Fast EMV Can Be
Steve Skiba Chief Information Officer, Party City Holdco, Inc.

"Party City’s peak season is during the final days leading up to Halloween and check-out speed is a critical metric at the point of sale. With Cayan’s Genius solution, our average time for processing chip-card customers this Halloween season was 12 seconds faster than previous years when customers were swiping cards and signing receipts. Cayan’s ChipIQ and Signature Capture technology gets the credit (no pun intended) for these results."


Security & Fraud Prevention Keep cardholders' information confidential by never storing their data

Data breaches can happen anytime, anywhere. So take the first preventive step with Genius’ hacker-fighting technology. As a customer facing, EMV enabled solution, Genius utilizes tokenization and encryption to ensure customers' card data is safe, reducing the chance of security risks and fraud.

Multi-channel, Multi-location Tokens

Converts sensitive information to a token – merchants never handle customer data throughout online, in-store, and mobile transactions.

P2P Encryption

As soon as the credit card is swiped, confidential data is converted to indecipherable code for an added level of security.

Level 1 PCI Compliant

We are compliant to the highest levels of PCI and offer PCI support services (ControlScan and ASV)

Features Here's the Bells & Whistles

Process All Payment Types

Credit, debit, chip cards, gift cards, mobile payments and industry-specific payment types like HSA and FSA cards

Line-Item Display

See as you scan for transparent transactions

Recurring Billing

Ensure ongoing payment with membership programs, auto-reorder and subscription programs

Intelligent PIN Steering

Our BINsmart® technology steers customers to the most advantageous payment type – reducing costs and minimizing fees

Swipe Anytime

Speed up transaction times

On-Screen Agreements

Secure paperless storage of signed customer documents

Digital Signature Capture

Increase efficiency, reduce costs and improve chargeback handling by digitally capturing and storing customer signatures

Store & Forward Offline Processing

Keep your business running when your network goes down

Counter Tip

Let customers show appreciation for your employees

FSA/HSA & SIGIS Compliant

Accepts health care spending accounts and supports SIGIS eligible purchase validation

Cash Back

One-stop convenience for customers

Splash Screen Ads

Reach customers when they’re in "purchase" mode


Process EMV/chip card transactions in under 4 seconds

Card Vault

Securely store card data to enable recurring billing, customer auto-reorder purchases and more. With Account Updater, payment credentials are validated and updated automatically

Gift and Loyalty

Use deals and incentives to cultivate loyalty. From points to offers, we can help you make casual customers into frequent shoppers


Track customer behavior across channels and across stores – how recently they last shopped, how frequently, how much they spend and in which channels

Remote Updates

Receive automatic updates via the cloud to every device – no new code to write, no hardware to adjust, no hassles

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