From the Cayan News Desk

Cayan Is Now Level 2 EMV Certified

Cayan Is Now Level 2 EMV Certified

June 25, 2015 – Cayan, The Payment Possibilities Company™, announced its official Level 2 EMV certification listing on EMVCo. EMVCo is the industry’s leading governing body for EMV (Europay, MasterCard and Visa) specifications and interoperability issue management. With this confirmation, Cayan becomes one of the few American companies to earn Level 2 EMV certification.

“EMV is a driving force for all businesses affected by the evolving payments landscape,” said Henry Helgeson, CEO, Cayan. “We have been preparing our partners and customers for EMV and chip card acceptance for nearly three years and completing our Level 2 EMV certification with EMVCo lets these businesses know that Cayan is ready to support them as they prepare for the liability shift. By earning this certification, our POS partners and customers will also be ahead of the pack with regards to implementing and accepting EMV.”

EMV is a widely accepted form of electronic payments around the world and it is being introduced to the U.S. in 2015. In October 2015, businesses accepting credit cards will need to accept EMV, also known as chip cards, to maintain liability compliance. Complete EMV certification requires three levels: Hardware (Step 1); Software (Level 2); and Processor certification (Level 3).

“EMV is a heavy lift for the market and industry as a whole,” said Marc Castrechini, VP of Program Management, Cayan. “This certification positions us to be in more control of our own destiny than many of the other players in the industry. Cayan’s EMV certification is deeper than most other companies. Instead of just reselling capable hardware, Cayan certified our own kernel, which allows us to control the entire application and consumer experience. This creates a real opportunity for us to focus on delivering an expanding array of hardware and processor certifications. Through our unique Genius® Platform architecture, our integrated POS partners are protected from dealing with the complexity and evolving nature of EMV in the U.S.”

“Accepting EMV payments by the deadline is important to our customers and to RIS,” said Madhu Bontha, CEO, Retail Information Systems. “The EMV certification process is complex and not part of our core business, or our customers’. Cayan’s Genius has made it easy for RIS, and our customers, to be ready to accept chip card payments before the October deadline. Their understanding of the entire payments ecosystem and their proactive approach to keeping us ahead of the deadline enables RIS and our retail clients to focus on our business, and not have to get caught up in the latest technology or regulatory wave.”

The Genius platform was designed to provide POS developers and businesses with future-proof solutions to help mitigate the concerns of integrating and accepting new payment types. In addition to chip card payments (EMV), Genius supports near field communications-based mobile payments, QR/barcode payments, and manually entered and swiped credit and debit transactions.

“Our mission has always been clear at Cayan,” says Helgeson. “We exist to connect businesses of all sizes with future-proof and flexible payment solutions.”

For more information on Cayan’s EMV roadmap or EMV, please visit the EMV Hub. To learn more about EMVCo, visit


About Cayan

Cayan is the leading provider of payment technologies that give businesses a competitive advantage. From intuitive and reliable credit card processing to integrated customer engagement solutions, we continually develop new ways for businesses to unlock the power of payments.

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